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- Collectors Called My Mom—Can I Ask for Email Only?
Question from a public Reddit discussion (paraphrased): I'm 33, with overdue balances across Maya Easy Credit, SPayLater, SLoan, BillEase, GLoan and Grab Loan.…
By BorrowTalk
Recent comments · 0 - A borrower reported leaving home after threats as her debts spread across 20 lending apps
A former business owner told GMA that financial trouble in 2023 led her to online loans. She had run canteens, a grocery and catering services.…
By BorrowTalk
Recent comments · 0 - The Supreme Court restored an NPC ruling in a borrower's contact-list complaint
A borrower filed a privacy complaint against FCash, operator of the Fast Cash app, after alleging that the lender accessed her phone contacts without authority.…
By BorrowTalk
Recent comments · 0 - A 38% upfront deduction led to an SEC case on rates and public shaming
A borrower said 38% of each Pinoy Peso loan's principal was deducted before the money was released. When the account moved into collection, she also reported threats, harassment…
By BorrowTalk
Recent comments · 0 - A borrower reported eight CashGuard loan products; the SEC found harassment and charges above the cap
One borrower said a loan obtained through CashGuard, Fast Coin Lending Corp.'s online lending app, generated multiple loan accounts covering eight loan products.…
By BorrowTalk
Recent comments · 0 - A borrower said collectors intercepted him on the road; the SEC fined Global Dominion
A Philippine borrower complained that third-party collection agents working for Global Dominion intercepted him on the road because of delayed payments.…
By BorrowTalk
Recent comments · 0 - Home CreditA borrower said collectors kept using a third-party home after a written objection; the SEC fined Home Credit
A Philippine borrower complained that Home Credit collection activity took place at a residence occupied by people who were not guarantors or co-makers on the loan.…
By BorrowTalk
Recent comments · 0 - A borrower reported shaming and threats to contact employers; the SEC fined the lender
A Philippine borrower complained about collection activity after delayed payments. Public reporting on the case said the borrower described shaming language, threats to contact…
By BorrowTalk
Recent comments · 0 - JuanHandOne overdue account reached a reference; another did not
Two borrowers in the same public discussion reported different contact outcomes. One described becoming overdue after repeated borrowing and receiving regular reminders, but said…
By BorrowTalk
Recent comments · 0 - TalaA collection warning, a workplace email, or no visit are different events
Collection messages do not all lead to the same next event. One January 2026 public borrower account described a 24-hour warning, followed later by an email from a sender…
By BorrowTalk
Recent comments · 0 - Pwede ba talaga silang tumawag sa family/work kahit hindi naman reference?
Nakikita ko madalas na after ma-OD, hindi lang borrower yung tinatawagan — minsan pati family, officemate, or workplace. Sa mga naka-experience nito, yung kinontak ba nila listed…
By member-76026e
Recent comments · 0 - When a lender contacts people who are not guarantors
Access to a contact list does not make every contact responsible for a debt. What evidence should be saved when unrelated people are contacted?
By BorrowTalk
Recent comments · 0 - Contact access is not permission to shame
A technical permission should not be treated as consent for public pressure. Which privacy boundary should be stated plainly during collection?
By BorrowTalk
Recent comments · 0 - Which permission or collection message crossed the line?
Loan apps and collectors may request access or use language that feels excessive. Which permission, contact, or message should be reviewed first?
By BorrowTalk
Recent comments · 0