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Community discussion · Composite borrower case

Credit Line and Cash Loan have separate limits, but one overdue balance can lock both

  • Application / borrowing
  • Repayment
  • Overdue

BillEase’s current Credit Line guidance describes a revolving QRPh balance that is separate from Cash Loan and installment loans. The separation is not absolute: if the Credit Line Minimum Due is missed, both the Credit Line and Cash Loan limits are locked until the stated overdue amount is settled and confirmed. A PTP records the intended date but, for Credit Line, does not stop delinquency interest. This is a product-state rule, not a new-loan approval decision. Sources: Official guidance.

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