Community discussion · Composite borrower case
Fully paid does not guarantee the same limit or another GGives offer
Public fully-paid outcomes diverge. Some borrowers report losing GGives eligibility after paying off a loan early or in full, including accounts that had used GGives before; older threads also describe a sharp drop in the amount available after payoff. These reports do not establish a scoring rule. Official guidance says paying off a GGives loan does not guarantee another one and future access still depends on eligibility. Sources: Reddit · Official guidance. Fully paid, available slot, displayed offer and new purchase approval remain separate outcomes.
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