An OLP discount offer is not yet closure—or a new loan

One Reddit author reported paying an OLP discounted amount in February 2026, then reported account closure in a June reply. That later update changes the endpoint from payment reported to closure reported. It does not establish exact processing time or a subsequent loan approval. A different author listed OLP overdue in April and still overdue in a June update, with an offer but no completed OLP settlement established. These are different borrowers, not successive steps in one person's story. A November 2025 app reviewer separately described unavailable reloan access despite reporting good repayment. The record does not establish a later credit decision. Keep offer, payment, account closure and new credit approval as separate milestones. A proposed discount is not proof that a payment was accepted as final settlement; a reported closure does not demonstrate restored borrowing access. These examples do not establish who qualifies for a discount or how to obtain one. If you have a later outcome, say which milestone changed and roughly when. Leave settlement documents and personal identifiers out of public comments. Provenance: Reddit · App reviews. Editorial comparison of distinct public self-reports, not authenticated settlement or credit records.