A SkyroCredit user reported a ₱700+ charge after paying early

A SkyroCredit reviewer said they paid for a printer purchase before the deadline, then saw a charge of more than ₱700 more than a month later. The January 24 review says the printer cost over ₱8,000 and that the app did not show a warning or breakdown that explained where the later amount came from.

Skyro replied on the same review. The company said SkyroCredit charges interest only when a balance remains unpaid after the due date, with that interest reflected on the second statement, and asked the reviewer to contact in-app support. That reply gives a possible billing explanation, but it does not show the reviewer's ledger, the balance on the relevant cutoff date, or what the ₱700+ was actually made of.

Skyro's current help center adds detail that is useful today. It describes a monthly billing cycle, an interest-free payment shown on the statement, and a fixed due date. The current page says a user avoids interest by paying the full interest-free amount by the due date; it also says that if both the previous bill and the current running bill are fully paid, there is nothing more to pay. Another current page says interest applies to an unpaid balance when the interest-free payment condition is not met.

Those current rules still do not settle the January review. The reviewer used the everyday phrase “fully paid,” while Skyro's present documentation uses a more specific statement-based concept: the full interest-free payment and the balance at the billing cutoff. Without the reviewer's statements and account history, BorrowTalk cannot tell whether those states matched.

What is public is narrower: the user reported paying before the deadline, a later charge appeared, and Skyro pointed to the second-statement/remaining-balance logic rather than publicly confirming an account error. The review page does not show whether support later explained, removed, or upheld the charge.