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Community discussion · Composite borrower case

Resignation can end payroll repayment and make the balance due

  • Repayment
  • Overdue

Current Tendo terms say a borrower leaving a participating employer must notify the platform, payroll deduction stops, and the outstanding balance becomes due unless the loan agreement says otherwise. Public outcomes varied. One borrower said a final-pay deduction took about a month to appear, then continued paying the rest manually. Another said the entire final pay was deducted but a balance remained and manual payments continued. A third waited for final pay and reported it exactly covered the balance. The practical state sequence is: employment ends → payroll authority/final-pay calculation → employer remittance → platform posting → residual balance → manual repayment if needed. A deduction on a final payslip is important evidence, but it is not the same as confirmed receipt and posting by the loan account. Before leaving, borrowers should retain the loan agreement, payslips, final-pay computation, payment references, and written support responses. Sources: Reddit · Official guidance.

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