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    • Multiple loans / repayment priority
    Rank several debts without adding another loan

    A complete list can make trade-offs visible before another application is considered. Which balances, dates, and essential expenses belong in that list?

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    • Multiple loans / repayment priority
    Why the tapal cycle is hard to stop

    Using a new loan to cover an earlier one can shift the due date while increasing the total burden. Which first step can make the cycle visible?

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